How Does Our Financing Work?
We offer the following options to finance the purchase price of your furniture.
These different finance programs come with their own payment plan and terms with our no credit check furniture financing. You can also find several options that provide 0% interest rates for a number of months. Please see the offer details for each provider below.
Synchrony Memorial Day Sale
Save BIG during the Memorial Day Bedding Event from Synchrony. From 5/16 through 6/5, you can pay 0% for 48 or 60 months on qualifying bedding brands Tempur-Pedic, Sealy, and Stearns & Foster.
Use of special financing must be done on sales completed or approved during the above dates. Cannot be used with other financing promotions or on open box or floor models. Tax, warranty, and delivery may be a part of the transaction after the initial qualifying purchase. Minimum purchase of $2,999 on 60 months and $1,999 on 48 months.
0% Interest for 36 Months*
On purchases made with your Synchrony Financial credit card made before . $2495 minimum purchase required.
*36 Equal Monthly Payments required. Qualifying purchase amount must be on one receipt. Financing offer not valid with price match, Open Box models, coupon codes, or Facebook offers. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. A minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
No Interest If Paid In Full Within 12 Months**
On purchases of $299 or more with your Synchrony Financial credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum Monthly Payments required.
AVAILABLE EVERY DAY
**Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payment plan may or may not pay off purchase by the end of the promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
Furniture Financing Using PayPal Credit
PayPal Credit can help you fund your furniture purchase today! To use this no credit check furniture financing method, simply choose "Checkout with PayPal" from the shopping cart.
You choose how to pay:
- You can pay your balance in full by the payment due date that is on your statement to avoid paying any interest,
- Or just make the minimum payments until you've paid off your purchase and pay the accumulated interest from the posting date (usually within a few days after your purchase date).
- PayPal will send you email reminders when your payments are due. You can also keep track of your account and view your statements online at any time.
No Payments + No Interest if paid in full in 6 months.
Paypal Credit allows you to get the furniture you want today without putting all the money down at once! It's easy, convenient, and fast!
- No long applications to fill out, just two questions and accept the terms and you will have your decision in just a few seconds
- Interest will be charged to your account from the posting date (which is usually within a few days after the purchase date) if the purchase balance is not paid in full within 6 months.
- Getting what you want, when you want is easy with PayPal Credit.
How do I order using PayPal Credit?
- Select the furniture you would like to finance and add it to your shopping cart.
- From the shopping cart, select "Checkout with PayPal".
- Answer 2 quick questions and accept the terms.
- You'll know within seconds if you are approved.
- Our Financing Department will verify and process your order.
- Your Furniture Order Is Processed.
Still Have Question? Call us at 702-388-7774
Furniture Financing Using Snap Credit
Bad credit. No credit. Bankruptcy. Snap is your No Credit Needed financing partner!
Has your credit score taken a hit? Have you been denied traditional financing? Or maybe you don't have any credit history, good or bad? Don't worry, you're not alone! Getting financing can be difficult. This no credit check financing program could be the one for you. Snap is here to help!
Financing in a Snap!
Up to 80% approval rate
Snap's online application is simple and quick to complete and you'll know in seconds if you're approved. It couldn't be easier to get the things you need! So if you're looking to finance furniture, mattresses, wheels, tires, and more...use Snap! We're the fast, flexible, and friendly choice.
Get up to $3000
Bad credit or no credit? No problem!
Snap doesn't offer traditional loans. Instead, they offer a consumer lease that allows you to finance your purchase over 12 months of convenient payments. They also offer a 100-Day Cash Payoff, the best terms around. Need new tires for your car? Or new furniture for your growing family? Don't let bad credit stand in your way. Snap is your partner for No Credit Needed financing!
What is No Credit Needed financing?
No Credit Needed financing is Snap's rent-to-own financing that doesn't rely on credit reports to determine approvals or denials. We use a proprietary process that allows us to look beyond bad credit, bankruptcies, or even no credit history. Snap understands that we all face challenges from time to time, so we look for opportunities to help you build or restore your credit.
How Do I Order Using Snap Credit?
No long applications to fill out, just follow through with your purchase on the product page and Snap will be a payment option. Once there, you can see if you're approved and view the interest rates that will be applicable for your purchase.