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What Financing Can Do For You

What Financing Can Do For You

Get Rewarded for Your Good Credit


When you’re making an investment in something like a mattress, it pays to get the best possible option for your needs. You don’t want to be uncomfortable, leading to a possible return, and you don’t want to have it break down on you after a few years. In addition, you’ve probably saved up for this and you want the best you can afford.

Well, what if the best you could afford was a lot more?

That’s where financing can help you. This option allows you to make your purchase, pay on your schedule, and ensure that you got everything you needed and wanted without breaking your bank.

How’s that possible?

It’s possible when you use Synchrony Financing with 0% interest.

Using Zero Percent to Your Advantage

synchrony financing lasvegasfurnitureonline.com

Synchrony offers an exclusive program where you pay 0% Interest for 36 Months on purchases of at least $2495.

What does that mean?

That means that when you pay 36 equal monthly payments and pay off the entire amount, you’ll pay zero interest on your purchase, so the same upfront amount, but you were able to pay for it as you go instead of in one big sum.

You can really use this to your advantage when you have most of the money in hand and want to complete your mattress purchase with an adjustable base. This way, you’ll be sure to pay off the balance in the 36 months, and you’ll be ensuring that you get the best night of sleep possible without having to wait and try to save more, which doesn’t always work because as we all know “life happens.”

You deserve to have the perfect bedroom set up and financing options are designed to help. They do come with some stipulations, so let’s cover them now.

Rules of the Road

financing options synchrony pay as you go zero interest

When you’re using financing, the qualifying purchase amount must be on one receipt. That means every item you want has to be on one ticket, which makes sense really. It would be very hard to finance two receipts for the same rate and time.

This type of financing is also on new, non-sale items. For example, if you’re looking at the open box model of a mattress, you can’t use financing on that. The idea is that this is designed to help you take home a brand new item and getting a promotional discount on an older item is its own special purchase.

Additionally, the purchase APR is 29.99% with a minimum interest charge is $2 if you don’t complete the payments in the 36 months.

So, as you can see there are terms you need to be aware of. That doesn’t mean that financing is a bad idea, you just need to understand how it works and make sure that you make all the payments you need to. Plus, there’s no penalty if you pay it off early.

An Example

If you’re looking to purchase a new mattress and you run hot, we suggest the Tempur LuxeBreeze. Now, you’ve decided you love that mattress, you have a queen, and you were just going to pop it into your existing frame. But what if you could bundle it with an adjustable base? That item you’ve been looking at for a while.

You can, and financing makes it easy. If you decided you wanted to go with the Tempur Ergo Extend in a queen, that’s $6,198. Not bad, but if you finance it with Synchrony it’s only $173 a month for 36 months, and you aren’t going to pay more than that original amount because you’ll be paying 0% interest.

What’s more, if you saved up a bit for your new mattress, you can put that money down and reduce your payment size or pay it off quicker.

That’s the beauty of financing.

Have a peek.

synchrony financing example 36 months

Same Mattress. Same Cost. No Early Pay-Off Penalties.

The Decision Is Yours.

What if I Have a Smaller Ticket?

If you have a smaller ticket item(s) and think you can pay of the balance in a shorter time, you can apply for 0% interest for 12 months.

For purchases of $299 or more, you can also receive the zero percent option, however, you must make the payments within the 12-month time frame. If you aren’t able to interest will be charged from the date of purchase.

This option holds the similar stipulations as mentioned with one big difference, the 0% for 12 months can be applied to price matched items, open box models, in-cart discounts, coupon codes, and Facebook offers.

This is where having good credit and understanding what you can afford each month can really help you. You can purchase an open box model of a fantastic mattress, finance it for 12 months, and you’ll be good to go!

Mattresses, adjustable bases, and quality linens are big investments, but they don’t have to wipe out all your savings at once. When you use it correctly and make sure you understand it, financing can help you to create a bedroom oasis where you fall asleep easy every night.

Trust us, a good night’s sleep is invaluable, and you’ll be so glad you took the time and made the commitment to make yours as restful as possible.

If you have any questions about financing, mattresses, or anything else on our site, please don’t hesitate to reach out. We’re here to work with you, not against you. You can contact us over the phone or through email at info@lasvegasfurnitureonline.com

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